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When Should Someone Be Added as an Occasional Driver to My Auto Insurance Policy?

  • When should someone be added as an occasional driver on my car insurance policy?
    • While every insurance company has its own set of requirements that specify when you need to identify someone as an occasional driver on your car insurance policy, generally, if you know that someone asks to borrow your car regularly, they should likely be added as an occasional driver on your car insurance policy. But if someone rarely asks to borrow your car, it likely isn’t necessary to add them to your policy.
    • If the driver using your car only has their learner’s permit and is driving under the required supervision, they generally don’t need to be added as an occasional driver, no matter how often they drive your vehicle.
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