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Are My Roommates Covered by My Home Insurance Policy?
- Are my roommates covered by my home insurance policy?
- Several roommates can be included in the same policy, but it’s not ideal. While sharing the cost may seem like a tempting proposition, there are risks involved. A claim filed by your roommate could have an impact on your file.
- The safest solution is for each roommate to have their own insurance—preferably with the same company to simplify the claim process.
- In any case, having tenant’s insurance protects you from major expenses you hadn’t counted on. Contact your broker to determine which tenant’s insurance plan best suits your needs in the event the unexpected happens.
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